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|Luiza Molina is a licensed paralegal by The Law Society of Upper Canada with over 10 years of experience with Statutory Accident Benefit Claims.|
MOTOR VEHICLE ACCIDENT CLAIMS
1. Income Replacement Benefit
This is a benefit payable to you on a bi-weekly basis and is calculated at 80% of your net weekly income. The benefit is payable commencing one week after the accident or the onset of the disability and continues so long as you remain substantially disabled of performing the essential tasks of your employment.
2. Caregiver Benefit
This a benefit payable to your to reimburse you for the costs of caring for your child(ren) and any other person who resides with you who is under a disability. The benefit is payable for two(2) years following the date of the collision or onset of disability.
3. Non-Earner Benefit
This a benefit payable to you if you, as a result of the injuries sustained in the motor vehicle collision are unable to perform substantially all of the activities in which you would normally have engaged prior to the motor vehicle collision. The benefit is $185.00 per week and is payable only commencing six (6) months after the date of collision or the onset of the disability.
4. Attendant Care Benefit
The insurer is obligated to pay to you expenses incurred for an aide or assistant who provides assistance to you either perform on daily need or to accompany you to medical or treatment appointment. The maximum that the insurer is obligated to pay is $72,000.00. The benefit is only payable for up to ten (10) years after the date of the accident.
5. Housekeeping Benefit
The insurer is obligated to reimburse you for expenses which you incur as a result of the injuries and impairments sustained by you in the motor vehicle accident to assist you in connection with housekeeping and/or home maintenance. The maximum weekly expenses payable are $100.00 and is payable for no more than two (2) years following the motor vehicle accident.
6. Medical Benefit
The insurer is liable to pay for your medical and rehabilitation expenses up to a maximum of $100,000.00. These expenses are for treatment of the injuries and impairments sustained by you and for your rehabilitation to allow you to resume a lifestyle similar to that which you lived prior to the collision. The benefit is only payable for up to ten (10) year after the date of the collision.